{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-028665","form_type":"8-K","ticker":"PFS","cik":"0001178970","company_name":"PROVIDENT FINANCIAL SERVICES INC","filed_at":"2026-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.039585+00:00","generated_at":"2026-05-15T00:34:08.265666+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Provident Financial Q1 net income $79.4M ($0.61/sh); NPLs rise on senior housing loans","bullets":["Net income $79.4M ($0.61 EPS) vs $64.0M ($0.49) year ago; revenue $225.2M (+$16.4M YoY).","Net interest margin 3.40% (down 4bps QoQ, up 6bps YoY); core NIM up 3bps QoQ to 3.04%.","NPLs to loans 0.73% vs 0.40% prior quarter; $82.1M in four senior housing loans subject to bankruptcy with strong collateral.","Loan pipeline record $3.11B at 6.24% weighted average rate; commercial loans grew $123.1M annualized.","Repurchased 588,923 shares for $12.4M ($21.04 avg); tangible book value per share $16.03 (+2.1%)."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-028665","json":"https://secwatch.observer/filing/0001628280-26-028665.json","markdown":"https://secwatch.observer/filing/0001628280-26-028665.md","text":"https://secwatch.observer/filing/0001628280-26-028665.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1178970/000162828026028665/0001628280-26-028665-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1178970/000162828026028665/pfs-20260429.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T00:34:08.265666+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"5d64c3f7e8025b663d9037f4f7b95ec9ded7e842","claim":"PROVIDENT FINANCIAL SERVICES INC reported the three months ended March 31, 2026 results: net income $79.4 million, or $0.61 per basic and diluted share.","evidence_excerpt":"Provident Financial Services, Inc. (NYSE:PFS) (the “Company”) reported net income of $79.4 million, or $0.61 per basic and diluted share for the three months ended March 31, 2026","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1178970/000162828026028665/0001628280-26-028665-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended March 31, 2026"},{"label":"Net income","value":"$79.4 million, or $0.61 per basic and diluted share"},{"label":"Result","value":"reported results"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}