{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-028891","form_type":"8-K","ticker":"NEWT","cik":"0001587987","company_name":"NewtekOne, Inc.","filed_at":"2026-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.529241+00:00","generated_at":"2026-05-15T00:55:29.116410+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"NewtekOne reports 1Q26 EPS $0.43, YoY +19-23%; deposits up 92% YoY; reaffirms FY26 guidance","bullets":["Basic/diluted EPS $0.43 vs $0.36/$0.35 YoY; net income before taxes $17.1M, up 46.7%.","Deposits ~$1.9B, up 92% YoY; business deposits +66%, consumer deposits +88% YoY; 10,000+ accounts opened.","Closed $295M securitization (NALP 2026-1) backed by $342M ALP loans; 10x oversubscribed; 32 institutions.","Shifted C&I LA loan origination to Newtek Bank; paid down $0 warehouse facilities; NPLs stable at ~$54M.","Reaffirmed 2026 EPS guidance $2.15-$2.55; set 2027 EPS growth target of 10% implying $2.40-$2.80."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-028891","json":"https://secwatch.observer/filing/0001628280-26-028891.json","markdown":"https://secwatch.observer/filing/0001628280-26-028891.md","text":"https://secwatch.observer/filing/0001628280-26-028891.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1587987/000162828026028891/0001628280-26-028891-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1587987/000162828026028891/newt-20260430.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T00:55:29.116410+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"af5dc5bbfcb3cd6dd6d8f972d7194d591d13a1d4","claim":"NewtekOne, Inc. reported financial results for three months ended March 31, 2026.","evidence_excerpt":"On April 30, 2026, NewtekOne issued a press release announcing its financial results for the quarter ended March 31, 2026.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1587987/000162828026028891/0001628280-26-028891-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three months ended March 31, 2026"},{"label":"Result","value":"reported results"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}