---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-028891"
form_type: "8-K"
ticker: "NEWT"
cik: "0001587987"
company_name: "NewtekOne, Inc."
filed_at: "2026-04-30T23:59:59+00:00"
generated_at: "2026-05-15T00:55:29.116410+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# NewtekOne reports 1Q26 EPS $0.43, YoY +19-23%; deposits up 92% YoY; reaffirms FY26 guidance

## Summary
- Basic/diluted EPS $0.43 vs $0.36/$0.35 YoY; net income before taxes $17.1M, up 46.7%.
- Deposits ~$1.9B, up 92% YoY; business deposits +66%, consumer deposits +88% YoY; 10,000+ accounts opened.
- Closed $295M securitization (NALP 2026-1) backed by $342M ALP loans; 10x oversubscribed; 32 institutions.
- Shifted C&I LA loan origination to Newtek Bank; paid down $0 warehouse facilities; NPLs stable at ~$54M.
- Reaffirmed 2026 EPS guidance $2.15-$2.55; set 2027 EPS growth target of 10% implying $2.40-$2.80.

## SEC filing metadata
- accession: 0001628280-26-028891
- form_type: 8-K
- ticker: NEWT
- cik: 0001587987
- company_name: NewtekOne, Inc.
- filed_at: 2026-04-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1587987/000162828026028891/0001628280-26-028891-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1587987/000162828026028891/newt-20260430.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-028891
- JSON: https://secwatch.observer/filing/0001628280-26-028891.json
- Plain text: https://secwatch.observer/filing/0001628280-26-028891.txt

## Key facts
- Earnings Releases
  NewtekOne, Inc. reported financial results for three months ended March 31, 2026.
  - Period: three months ended March 31, 2026
  - Result: reported results
  source text: On April 30, 2026, NewtekOne issued a press release announcing its financial results for the quarter ended March 31, 2026.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1587987/000162828026028891/0001628280-26-028891-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.