{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-028909","form_type":"8-K","ticker":"TREE","cik":"0001434621","company_name":"LendingTree, Inc.","filed_at":"2026-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.283020+00:00","generated_at":"2026-05-15T00:37:23.238103+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"LendingTree Q1 revenue $327.3M record; GAAP net income $1.22/share vs loss a year ago","bullets":["Revenue $327.3M, up 37% YoY; GAAP net income $17.3M ($1.22 diluted EPS) vs loss of $0.92 in Q1 2025.","Adjusted EBITDA $42.0M, up 71% YoY; VMM $99.5M with AEBITDA margin of VMM up 1,000 bps to 42%.","Insurance segment revenue $221.9M (+51% YoY) set record; segment profit $57.9M (+50%).","Full-year 2026 guidance raised: revenue $1,300-1,350M, VMM $378-395M, AEBITDA $152-162M.","Net leverage fell to 2.1x; Home segment profit down 24% YoY due to higher media costs."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-028909","json":"https://secwatch.observer/filing/0001628280-26-028909.json","markdown":"https://secwatch.observer/filing/0001628280-26-028909.md","text":"https://secwatch.observer/filing/0001628280-26-028909.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1434621/000162828026028909/0001628280-26-028909-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1434621/000162828026028909/tree-20260430.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T00:37:23.238103+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"41f39c591331baf2153cf449889105eeba16d615","claim":"LendingTree, Inc. reported the quarter ended March 31, 2026 results: revenue $327.3 million, net income $17.3 million, EPS $1.22 per diluted share.","evidence_excerpt":"LENDINGTREE REPORTS FIRST QUARTER 2026 RESULTS Record Quarterly Revenue Driven By Leading Insurance Marketplace • Consolidated revenue of $327.3 million • GAAP net income of $17.3 million or $1.22 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1434621/000162828026028909/0001628280-26-028909-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2026"},{"label":"Revenue","value":"$327.3 million"},{"label":"Net income","value":"$17.3 million"},{"label":"EPS","value":"$1.22 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"a75b3b09382e9d83ad2399285168fa765004600e","claim":"LendingTree, Inc. reported full-year 2026 results: revenue $1,300 - $1,350 million. Guidance raised.","evidence_excerpt":"Today we are updating our full-year 2026 outlook and introducing our outlook for the second-quarter. Full-year 2026: ▪ Revenue of $1,300 - $1,350 million compared to the prior range of $1,275 - $1,330 million ▪ Variable Marketing Margin of $378 - $395 million compared to $374 - $394 million previously ▪ Adjusted EBITDA of $152 - $162 million versus the $150 - $160 million prio","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1434621/000162828026028909/0001628280-26-028909-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"full-year 2026"},{"label":"Revenue","value":"$1,300 - $1,350 million"},{"label":"Guidance","value":"raised"},{"label":"Result","value":"guidance update"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}