---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-030481"
form_type: "8-K"
ticker: "FOA"
cik: "0001828937"
company_name: "Finance of America Companies Inc."
filed_at: "2026-05-05T23:59:59+00:00"
generated_at: "2026-05-14T23:32:44.198571+00:00"
event_type: "m_and_a"
sentiment: "positive"
materiality_score: 0.77
calibrated_materiality_score: 0.77
confidence: "high"
source: SEC EDGAR
---

# FOA subsidiary to acquire $5.1B HECM MSR portfolio from Onity/PHH, assume pipeline and staff

## Summary
- FAR to purchase HECM MSRs on ~20,000 loans with $5.1B UPB as of March 31, 2026.
- FAR also acquires OMC's reverse loan pipeline; to assume US-based reverse origination employees.
- Purchase price equals estimated book value of assets, with customary holdbacks and post-closing adjustments.
- OMC will subservice the MSRs under a 3-year term with auto-renewal; OMC to stop reverse originations.
- Closing subject to Ginnie Mae consent; either party may terminate if not closed by August 1, 2026.

## SEC filing metadata
- accession: 0001628280-26-030481
- form_type: 8-K
- ticker: FOA
- cik: 0001828937
- company_name: Finance of America Companies Inc.
- filed_at: 2026-05-05T23:59:59+00:00
- event_type: m_and_a
- sentiment: positive
- materiality_score: 0.77
- calibrated_materiality_score: 0.77
- confidence: high
- sec_items: 1.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1828937/000162828026030481/0001628280-26-030481-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1828937/000162828026030481/foa-20260430.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-030481
- JSON: https://secwatch.observer/filing/0001628280-26-030481.json
- Plain text: https://secwatch.observer/filing/0001628280-26-030481.txt

## Source-grounded claims
- claim_id: 30a78dc90d81418cfe59352187135b8400b1b0d3
  claim: Finance of America Companies Inc. amended the Amendment with Onity Mortgage Corporation valued at unpaid principal balance of $5.1 billion (effective 2026-04-30).
  evidence_excerpt: On April 30, 2026, Finance of America Reverse LLC (“FAR”), an indirect subsidiary of Finance of America Companies Inc., and Onity Mortgage Corporation (formerly known as PHH Mortgage Corporation) (“OMC”) entered into an amendment (the “Amendment”) to the parties’ agreements for the sale of OMC’s reverse mortgage servicing portfolio and certain reverse originations assets.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1828937/000162828026030481/0001628280-26-030481-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.