---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-031685"
form_type: "8-K"
ticker: "BETR"
cik: "0001835856"
company_name: "Better Home & Finance Holding Co"
filed_at: "2026-05-07T23:59:59+00:00"
generated_at: "2026-05-14T22:00:31.140706+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Better Home & Finance Q1 loan volume up 89% to $1.64B, net loss widens to $70M

## Summary
- Loan volume $1.64B (+89% YoY); total net revenues $48M (+52% YoY); net loss $70M vs $51M loss a year ago.
- Platform (Tinman AI) volume $821M (+404% YoY), now 50% of total loan volume.
- Raised $69M in underwritten offering, targeting $25M annual cost cuts, warehouse capacity increased to $850M.
- Q2 guidance: loan volume $1.575–1.725B, net revenues $53–56M, Adjusted EBITDA loss ($12.5)–($14.0)M.
- April partnership pre-approval volume doubled to $200M/day from one large partner.

## SEC filing metadata
- accession: 0001628280-26-031685
- form_type: 8-K
- ticker: BETR
- cik: 0001835856
- company_name: Better Home & Finance Holding Co
- filed_at: 2026-05-07T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1835856/000162828026031685/0001628280-26-031685-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1835856/000162828026031685/betr-20260507.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-031685
- JSON: https://secwatch.observer/filing/0001628280-26-031685.json
- Plain text: https://secwatch.observer/filing/0001628280-26-031685.txt

## Source-grounded claims
- claim_id: 5e8983830c725285dcceda33a8ebe7a7945d986c
  claim: Better Home & Finance Holding Co reported Q2 2026 results: revenue Total Net Revenues of $53.0 to $56.0 million. Guidance initiated.
  evidence_excerpt: Provided guidance of Loan Volume of $1.575 to $1.725 billion, Total Net Revenues of $53.0 to $56.0 million, and Adjusted EBITDA of ($12.5) to ($14.0) million in Q2 2026.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1835856/000162828026031685/0001628280-26-031685-index.htm
- claim_id: be28191a5c53c582644b5f3893f651b84537137e
  claim: Better Home & Finance Holding Co reported Q1 2026 results: revenue Total Net Revenues of $48 million, net income Net Loss of $70 million.
  evidence_excerpt: Total Net Revenues of $48 million, compared to $31 million in Q1 2025, reflecting 52% growth year over year. • Net Loss of $70 million, compared to a loss of $51 million in Q1 2025 reflecting a 39% increase year over year.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1835856/000162828026031685/0001628280-26-031685-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.