---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-032140"
form_type: "8-K"
ticker: "TWFG"
cik: "0002007596"
company_name: "TWFG, Inc."
filed_at: "2026-05-07T23:59:59+00:00"
generated_at: "2026-05-14T22:05:38.323441+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# TWFG Q1 2026: Revenue $72.8M (+35.3%), Adj. EBITDA $21.2M (+73.9%), net income $13.1M

## Summary
- Total revenues grew 35.3% to $72.8M; organic revenue growth rate 10.1%.
- Net income $13.1M vs $6.9M YoY; diluted EPS $0.12, adj. diluted EPS $0.29.
- Adjusted EBITDA $21.2M, up 73.9% YoY; margin expanded 650 bps to 29.1%.
- Share repurchase: $40M repurchased under $50M authorization; $10M remaining.
- Full-year guidance reaffirmed: 15-20% total revenue growth, 10-15% organic, adj. EBITDA margin 22-25%.

## SEC filing metadata
- accession: 0001628280-26-032140
- form_type: 8-K
- ticker: TWFG
- cik: 0002007596
- company_name: TWFG, Inc.
- filed_at: 2026-05-07T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2007596/000162828026032140/0001628280-26-032140-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2007596/000162828026032140/twfg-20260506.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-032140
- JSON: https://secwatch.observer/filing/0001628280-26-032140.json
- Plain text: https://secwatch.observer/filing/0001628280-26-032140.txt

## Source-grounded claims
- claim_id: 0adca22a7e842be73c87b22c8739dcf46d97ec47
  claim: TWFG, Inc. reported the first quarter ended March 31, 2026 results: revenue $72.8 million, net income $13.1 million, EPS $0.12. Guidance reaffirmed.
  evidence_excerpt: Total revenues for the quarter increased 35.3% to $72.8 million, compared to $53.8 million in the prior year period • Commission income for the quarter increased 37.4% to $67.1 million, compared to $48.8 million in the prior year period • Net income for the quarter was $13.1 million, compared to $6.9 million in the prior year period, and net income margin for the quarter was 18.0% • Diluted Earnings Per Share for the quarter was $0.12
  evidence_url: https://www.sec.gov/Archives/edgar/data/2007596/000162828026032140/0001628280-26-032140-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.