secwatch.observer — SEC 8-K summary
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Issuer:     SEACOAST BANKING CORP OF FLORIDA (SBCF)
CIK:        0000730708
Form:       8-K
Filed at:   2026-05-13T20:00:42+00:00
Accession:  0001628280-26-034576
Event type: other_material
Sentiment:  neutral
Materiality: 0.30
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Seacoast Banking reaffirms 2026 guidance; slight revenue growth low-end cut to 28%
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- Adjusted Q1 2026 EPS of $0.62, up 111% YoY and 42% from prior quarter.
- 2026 adjusted EPS guidance reaffirmed at $2.48-$2.52; revenue growth narrowed to 28%-31% from 29%-31%.
- Adjusted ROA target for 4Q'26 unchanged at 1.30%; adjusted ROTE target unchanged at 16.0%.
- Q1 adjusted net income $67.8M; net interest margin expanded 17bp to 3.83%.
- Tier 1 capital ratio 14.6%; loan-to-deposit ratio 76%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/730708/000162828026034576/0001628280-26-034576-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/730708/000162828026034576/sbcf-20260513.htm
  HTML page:      https://secwatch.observer/filing/0001628280-26-034576

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer