{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-035821","form_type":"8-K","ticker":"RDNW","cik":"0001596961","company_name":"RideNow Group, Inc.","filed_at":"2026-05-18T13:07:52+00:00","discovered_at":"2026-05-18T13:09:00.293295+00:00","generated_at":"2026-05-18T13:10:02.287997+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"RideNow Group expands Polaris floorplan credit facility by ~$33.3M to $108.0M","bullets":["Polaris Acceptance increased credit commitment from $74.7M to $108.0M for RideNow dealer subsidiaries.","Increase contingent on joinder of two additional dealer entities, guaranty amendments, and insurance certificates.","Obligations secured by first-priority security interest on all personal property of each dealer; dealers jointly and severally liable."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-035821","json":"https://secwatch.observer/filing/0001628280-26-035821.json","markdown":"https://secwatch.observer/filing/0001628280-26-035821.md","text":"https://secwatch.observer/filing/0001628280-26-035821.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1596961/000162828026035821/0001628280-26-035821-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1596961/000162828026035821/rmbl-20260518.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T13:10:02.287997+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"dc79fd9848a7b9ab3bc45ebf7ae969ae572f334c","claim":"RideNow Group, Inc. amended credit facility of approximately $108.0 million with Polaris Acceptance at variable rates.","evidence_excerpt":"the credit commitment available to the Company under the Polaris Floorplan Credit Facility was increased from approximately $74.7 million to approximately $108.0 million","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1596961/000162828026035821/0001628280-26-035821-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"credit facility"},{"label":"Principal","value":"approximately $108.0 million"},{"label":"Counterparty","value":"Polaris Acceptance"},{"label":"Rate","value":"variable rates"},{"label":"Event","value":"amendment"}],"fact_type":"debt_financing"},{"claim_id":"9127e6b9f06a2dc2d9a91f791babd3e33a9e43f6","claim":"RideNow Group, Inc. entered into Amended and Restated Inventory Financing Agreement with Polaris Acceptance valued at credit commitment increased from approximately $74.7 million to approximately $108.0 million (effective 2026-05-15).","evidence_excerpt":"Pursuant to a conditional credit increase letter (the \"Credit Increase Letter\") received on April 15, 2026 by certain subsidiaries of RideNow Group, Inc. (the \"Company\") from Polaris Acceptance (\"Polaris\"), on May 15, 2026, the Company entered into an Amended and Restated Inventory Financing Agreement (the \"Polaris Floorplan Credit Facility\") with Polaris and the dealer subsidiaries of the Company party thereto (collectively, the \"Dealers\").","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1596961/000162828026035821/0001628280-26-035821-index.htm","confidence":0.95,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Polaris Acceptance"},{"label":"Value","value":"credit commitment increased from approximately $74.7 million to approximately $108.0 million"},{"label":"Effective","value":"2026-05-15"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}