{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-036507","form_type":"8-K","ticker":"PNFP","cik":"0002082866","company_name":"Pinnacle Financial Partners, Inc.","filed_at":"2026-05-19T20:37:22+00:00","discovered_at":"2026-05-19T20:38:00.481558+00:00","generated_at":"2026-05-19T20:41:35.076691+00:00","sec_items":["2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Pinnacle Financial completes $750M senior notes offering at 5.596% fixed rate step to SOFR+1.70% in 2031","bullets":["$750M aggregate principal of 5.596% Fixed/Floating Senior Notes due 2032 issued on May 19, 2026.","First 5 years fixed at 5.596% paid semi-annually; then SOFR+1.70% floating paid quarterly for remaining year.","Notes are senior unsecured obligations under existing base and supplemental indentures.","Offering registered under shelf registration statement S-3; legal opinions filed as exhibits."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-036507","json":"https://secwatch.observer/filing/0001628280-26-036507.json","markdown":"https://secwatch.observer/filing/0001628280-26-036507.md","text":"https://secwatch.observer/filing/0001628280-26-036507.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/2082866/000162828026036507/0001628280-26-036507-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/2082866/000162828026036507/pnfp-20260519.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-19T20:41:35.076691+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ae345ece043695fdd1a4346f3889f8f5c0968171","claim":"Pinnacle Financial Partners, Inc. incurred senior notes of $750 million aggregate principal amount with The Bank of New York Mellon Trust Company, N.A. at 5.596% Fixed Rate / Floating Rate maturing due 2032.","evidence_excerpt":"On May 19, 2026, Pinnacle Financial Partners, Inc. (the “Company”) completed its previously-announced public offering of $750 million aggregate principal amount of its 5.596% Fixed Rate / Floating Rate Senior Notes due 2032 (the “Notes”).","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/2082866/000162828026036507/0001628280-26-036507-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"senior notes"},{"label":"Principal","value":"$750 million aggregate principal amount"},{"label":"Counterparty","value":"The Bank of New York Mellon Trust Company, N.A."},{"label":"Rate","value":"5.596% Fixed Rate / Floating Rate"},{"label":"Maturity","value":"due 2032"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}