{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-048244","form_type":"8-K","ticker":"PNC","cik":"0000713676","company_name":"PNC FINANCIAL SERVICES GROUP, INC.","filed_at":"2026-07-15T10:40:23+00:00","discovered_at":"2026-07-15T10:45:00.304652+00:00","generated_at":"2026-07-15T10:45:06.200179+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"PNC Q2 2026 net income $2.1B, EPS $4.81; record revenue; dividend raised 18% to $2.00","bullets":["Net income $2.055B, diluted EPS $4.81, adjusted EPS $4.85; record revenue $6.875B.","NII $4.107B (+4% QoQ), fee income $2.768B (+10% QoQ); PPNR $2.777B (+16% QoQ).","Quarterly dividend increased 18% to $2.00/share; returned $1.3B to shareholders including $0.6B buybacks.","FirstBank conversion completed June 22; added $26B assets, $16B loans, $23B deposits.","CET1 ratio 9.9%, ROTCE 17.9%, NIM 2.96%; net charge-offs 0.25% of avg loans."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-048244","json":"https://secwatch.observer/filing/0001628280-26-048244.json","markdown":"https://secwatch.observer/filing/0001628280-26-048244.md","text":"https://secwatch.observer/filing/0001628280-26-048244.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/713676/000162828026048244/0001628280-26-048244-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/713676/000162828026048244/pnc-20260715.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-15T10:45:06.200179+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}