{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-048827","form_type":"8-K","ticker":"HBCP","cik":"0001436425","company_name":"HOME BANCORP, INC.","filed_at":"2026-07-20T20:40:33+00:00","discovered_at":"2026-07-20T20:42:00.275408+00:00","generated_at":"2026-07-20T20:42:08.967177+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Home Bancorp Q2 net income $11.6M, EPS $1.48, NIM expands to 4.24%, dividend raised 3% to $0.32","bullets":["Net income $11.6M ($1.48 diluted EPS) vs $11.4M ($1.45) in Q1 2026; ROA 1.31%.","Net interest margin expanded 8 bps to 4.24%; loans grew $50.7M (1.9%) to $2.8B.","Quarterly dividend increased 3% to $0.32/share, payable Aug 14 to holders of record Aug 3.","Nonperforming assets $39.2M (1.09% of assets), down from $39.9M; provision $762K.","Darren E. Guidry named President of Company and Bank, effective July 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-048827","json":"https://secwatch.observer/filing/0001628280-26-048827.json","markdown":"https://secwatch.observer/filing/0001628280-26-048827.md","text":"https://secwatch.observer/filing/0001628280-26-048827.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1436425/000162828026048827/0001628280-26-048827-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1436425/000162828026048827/hbcp-20260720.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-20T20:42:08.967177+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}