{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-049001","form_type":"8-K","ticker":"WAL","cik":"0001212545","company_name":"WESTERN ALLIANCE BANCORPORATION","filed_at":"2026-07-21T20:16:47+00:00","discovered_at":"2026-07-21T20:18:00.355446+00:00","generated_at":"2026-07-21T20:18:13.210353+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Western Alliance Q2 2026 EPS $2.36, net income $268.8M, HFI loans up $1.8B","bullets":["Net income $268.8M, diluted EPS $2.36; adjusted EPS $2.22 in prior quarter (up 6.3% linked-quarter).","HFI loans grew $1.8B to $60.9B; total deposits down $849M to $81.9B; loan-to-deposit ratio 74.4%.","Net interest margin 3.53%; PPNR $412.4M; efficiency ratio 58.0% (48.9% adjusted for deposit costs).","Nonperforming loans to HFI loans 0.92% (up from 0.83% linked-quarter); net charge-offs 0.37% annualized.","Tangible book value per share $63.24, up 13.2% YoY; CET1 ratio 11.0%; allowance for credit losses 0.89%."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-049001","json":"https://secwatch.observer/filing/0001628280-26-049001.json","markdown":"https://secwatch.observer/filing/0001628280-26-049001.md","text":"https://secwatch.observer/filing/0001628280-26-049001.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1212545/000162828026049001/0001628280-26-049001-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1212545/000162828026049001/wal-20260721.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-21T20:18:13.210353+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}