{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-049108","form_type":"8-K","ticker":"ONB","cik":"0000707179","company_name":"OLD NATIONAL BANCORP /IN/","filed_at":"2026-07-22T11:12:53+00:00","discovered_at":"2026-07-22T11:15:00.306496+00:00","generated_at":"2026-07-22T11:15:24.139460+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Old National posts record Q2 net income $249.4M, EPS $0.65; enhances leadership structure","bullets":["Record net income applicable to common shares of $249.4M; adjusted net income $250.4M; diluted EPS $0.65 (both GAAP and adjusted).","Net interest income (FTE) $586.5M, NIM 3.54% down 1 bp; deposits $56.1B up 3.4% annualized; loans $50.8B up 8.3% annualized.","Record efficiency ratio 47.0% (adjusted 45.2%); PPNR $367.9M; noninterest expense $372.2M incl $12.1M merger charges.","Credit quality: provision $36.2M, net charge-offs $32.2M (26 bps), nonaccrual loans 0.91%, ACL 1.21%.","Leadership: formed Operating Group with 8 members; added 4 to ELT; Rafael Sanchez named Chief Government and Corporate Affairs Officer."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-049108","json":"https://secwatch.observer/filing/0001628280-26-049108.json","markdown":"https://secwatch.observer/filing/0001628280-26-049108.md","text":"https://secwatch.observer/filing/0001628280-26-049108.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/707179/000162828026049108/0001628280-26-049108-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/707179/000162828026049108/onb-20260722.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-22T11:15:24.139460+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}