---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-049108"
form_type: "8-K"
ticker: "ONB"
cik: "0000707179"
company_name: "OLD NATIONAL BANCORP /IN/"
filed_at: "2026-07-22T11:12:53+00:00"
generated_at: "2026-07-22T11:15:24.139460+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Old National posts record Q2 net income $249.4M, EPS $0.65; enhances leadership structure

## Summary
- Record net income applicable to common shares of $249.4M; adjusted net income $250.4M; diluted EPS $0.65 (both GAAP and adjusted).
- Net interest income (FTE) $586.5M, NIM 3.54% down 1 bp; deposits $56.1B up 3.4% annualized; loans $50.8B up 8.3% annualized.
- Record efficiency ratio 47.0% (adjusted 45.2%); PPNR $367.9M; noninterest expense $372.2M incl $12.1M merger charges.
- Credit quality: provision $36.2M, net charge-offs $32.2M (26 bps), nonaccrual loans 0.91%, ACL 1.21%.
- Leadership: formed Operating Group with 8 members; added 4 to ELT; Rafael Sanchez named Chief Government and Corporate Affairs Officer.

## SEC filing metadata
- accession: 0001628280-26-049108
- form_type: 8-K
- ticker: ONB
- cik: 0000707179
- company_name: OLD NATIONAL BANCORP /IN/
- filed_at: 2026-07-22T11:12:53+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/707179/000162828026049108/0001628280-26-049108-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/707179/000162828026049108/onb-20260722.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-049108
- JSON: https://secwatch.observer/filing/0001628280-26-049108.json
- Plain text: https://secwatch.observer/filing/0001628280-26-049108.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.