{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-049383","form_type":"8-K","ticker":"CWBC","cik":"0001127371","company_name":"Community West Bancshares","filed_at":"2026-07-23T20:04:47+00:00","discovered_at":"2026-07-23T20:06:00.275884+00:00","generated_at":"2026-07-23T20:06:26.413909+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Community West Bancshares Q2 net income falls to $2.7M from $7.8M YoY; merger costs weigh","bullets":["Net income of $2.695M ($0.10 diluted EPS) vs $7.832M ($0.41) in Q2 2025; includes $7.5M merger expenses and $5.9M securities loss.","Provision for credit losses surged to $5.635M from $90K in prior quarter, driven by larger balance sheet and peer group update.","Completed merger with United Security Bancshares on April 1, 2026; total assets surpassed $5B.","Net interest margin (FTE) improved to 4.56% from 4.30% in Q1 2026; cost of deposits fell to 1.31%.","Declared $0.12 per share cash dividend, payable Aug 21, 2026 to holders of record Aug 7, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-049383","json":"https://secwatch.observer/filing/0001628280-26-049383.json","markdown":"https://secwatch.observer/filing/0001628280-26-049383.md","text":"https://secwatch.observer/filing/0001628280-26-049383.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1127371/000162828026049383/0001628280-26-049383-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1127371/000162828026049383/cvcy-20260723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-23T20:06:26.413909+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}