---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-049383"
form_type: "8-K"
ticker: "CWBC"
cik: "0001127371"
company_name: "Community West Bancshares"
filed_at: "2026-07-23T20:04:47+00:00"
generated_at: "2026-07-23T20:06:26.413909+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Community West Bancshares Q2 net income falls to $2.7M from $7.8M YoY; merger costs weigh

## Summary
- Net income of $2.695M ($0.10 diluted EPS) vs $7.832M ($0.41) in Q2 2025; includes $7.5M merger expenses and $5.9M securities loss.
- Provision for credit losses surged to $5.635M from $90K in prior quarter, driven by larger balance sheet and peer group update.
- Completed merger with United Security Bancshares on April 1, 2026; total assets surpassed $5B.
- Net interest margin (FTE) improved to 4.56% from 4.30% in Q1 2026; cost of deposits fell to 1.31%.
- Declared $0.12 per share cash dividend, payable Aug 21, 2026 to holders of record Aug 7, 2026.

## SEC filing metadata
- accession: 0001628280-26-049383
- form_type: 8-K
- ticker: CWBC
- cik: 0001127371
- company_name: Community West Bancshares
- filed_at: 2026-07-23T20:04:47+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1127371/000162828026049383/0001628280-26-049383-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1127371/000162828026049383/cvcy-20260723.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-049383
- JSON: https://secwatch.observer/filing/0001628280-26-049383.json
- Plain text: https://secwatch.observer/filing/0001628280-26-049383.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.