{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-049397","form_type":"8-K","ticker":"MYFW","cik":"0001327607","company_name":"First Western Financial Inc","filed_at":"2026-07-23T20:15:31+00:00","discovered_at":"2026-07-23T20:17:00.272296+00:00","generated_at":"2026-07-23T20:17:28.230653+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Western Q2 2026 net income $5.7M ($0.57 EPS); NIM expands to 2.90%","bullets":["Net income available to common shareholders $5.7M ($0.57 diluted EPS) vs $2.5M ($0.26) in Q2 2025.","Net interest income $21.8M, up 4.3% from Q1 2026; net interest margin 2.90% (+9 bps QoQ).","Average noninterest-bearing deposits $365.3M, up 5.1% from Q1 2026.","Provision for credit losses was a release of $469k vs release of $728k in Q1 and provision of $1.8M in Q2 2025.","Efficiency ratio improved to 74.03% from 78.83% a year ago."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-049397","json":"https://secwatch.observer/filing/0001628280-26-049397.json","markdown":"https://secwatch.observer/filing/0001628280-26-049397.md","text":"https://secwatch.observer/filing/0001628280-26-049397.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1327607/000162828026049397/0001628280-26-049397-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1327607/000162828026049397/myfw-20260723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-23T20:17:28.230653+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}