---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-049397"
form_type: "8-K"
ticker: "MYFW"
cik: "0001327607"
company_name: "First Western Financial Inc"
filed_at: "2026-07-23T20:15:31+00:00"
generated_at: "2026-07-23T20:17:28.230653+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# First Western Q2 2026 net income $5.7M ($0.57 EPS); NIM expands to 2.90%

## Summary
- Net income available to common shareholders $5.7M ($0.57 diluted EPS) vs $2.5M ($0.26) in Q2 2025.
- Net interest income $21.8M, up 4.3% from Q1 2026; net interest margin 2.90% (+9 bps QoQ).
- Average noninterest-bearing deposits $365.3M, up 5.1% from Q1 2026.
- Provision for credit losses was a release of $469k vs release of $728k in Q1 and provision of $1.8M in Q2 2025.
- Efficiency ratio improved to 74.03% from 78.83% a year ago.

## SEC filing metadata
- accession: 0001628280-26-049397
- form_type: 8-K
- ticker: MYFW
- cik: 0001327607
- company_name: First Western Financial Inc
- filed_at: 2026-07-23T20:15:31+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1327607/000162828026049397/0001628280-26-049397-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1327607/000162828026049397/myfw-20260723.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-049397
- JSON: https://secwatch.observer/filing/0001628280-26-049397.json
- Plain text: https://secwatch.observer/filing/0001628280-26-049397.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.