---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-049409"
form_type: "8-K"
ticker: "EBC"
cik: "0001810546"
company_name: "Eastern Bankshares, Inc."
filed_at: "2026-07-23T20:34:06+00:00"
generated_at: "2026-07-23T20:35:08.556805+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Eastern Bankshares Q2 net income $105.2M, EPS $0.48; approves 5% share repurchase

## Summary
- Net income $105.2M ($0.48 diluted EPS); operating net income $106.5M ($0.49 diluted EPS).
- Net interest margin (FTE) expanded 3 bps to 3.66%; loans up 1.4% QoQ, deposits up 3.2%.
- Non-performing loans fell to 0.47% of total loans from 0.60% in prior quarter.
- Board authorized new repurchase of up to 11.35M shares (5% of outstanding) through Dec 31, 2027.
- Quarterly dividend of $0.15/share declared, payable Sept 22, 2026 to holders of record Sept 8, 2026.

## SEC filing metadata
- accession: 0001628280-26-049409
- form_type: 8-K
- ticker: EBC
- cik: 0001810546
- company_name: Eastern Bankshares, Inc.
- filed_at: 2026-07-23T20:34:06+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1810546/000162828026049409/0001628280-26-049409-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1810546/000162828026049409/ebc-20260723.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-049409
- JSON: https://secwatch.observer/filing/0001628280-26-049409.json
- Plain text: https://secwatch.observer/filing/0001628280-26-049409.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.