---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-050147"
form_type: "8-K"
ticker: "SBCF"
cik: "0000730708"
company_name: "SEACOAST BANKING CORP OF FLORIDA"
filed_at: "2026-07-28T20:06:10+00:00"
generated_at: "2026-07-28T20:07:06.733405+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Seacoast Q2 net income $59.5M ($0.55/sh), up 87% QoQ; organic loan growth 16% annualized

## Summary
- Net income $59.5M ($0.55 diluted EPS) up 87% QoQ; adjusted net income $65.8M ($0.61/sh).
- 16% annualized organic loan growth; commercial loan pipeline $1.3B, up 24% QoQ.
- Net interest margin stable at 3.83%; core NIM ex-accretion expanded 8 bps to 3.65%.
- Wealth management AUM $3.2B, up 45% YoY; added $388M organic AUM in H1 2026.
- Repurchased 751,680 shares in Q2; Tier 1 capital ratio 14.3%.

## SEC filing metadata
- accession: 0001628280-26-050147
- form_type: 8-K
- ticker: SBCF
- cik: 0000730708
- company_name: SEACOAST BANKING CORP OF FLORIDA
- filed_at: 2026-07-28T20:06:10+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/730708/000162828026050147/0001628280-26-050147-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/730708/000162828026050147/sbcf-20260728.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-050147
- JSON: https://secwatch.observer/filing/0001628280-26-050147.json
- Plain text: https://secwatch.observer/filing/0001628280-26-050147.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.