{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-050219","form_type":"8-K","ticker":"FNWD","cik":"0000919864","company_name":"Finward Bancorp","filed_at":"2026-07-28T20:50:07+00:00","discovered_at":"2026-07-28T20:51:00.585118+00:00","generated_at":"2026-07-28T20:51:11.446838+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Finward Bancorp Q2 2026 EPS $0.48, down from $0.52 QoQ; NIM expands to 3.37%","bullets":["Net income available to common stockholders $2.1M ($0.48 diluted EPS) vs $2.2M ($0.52) in prior quarter.","Net interest margin (tax-equivalent) improved to 3.37% from 3.35% QoQ; loan portfolio grew to $1.50B.","Non-performing loans rose to $16.5M (1.10% of loans) from $12.4M (0.85%) QoQ; provision for credit losses $264K.","Deposits increased $13.5M to $1.73B; core deposits stable at $1.2B; liquidity available $604M.","CEO highlighted planned merger with First Financial, positioning for stronger combined organization."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-050219","json":"https://secwatch.observer/filing/0001628280-26-050219.json","markdown":"https://secwatch.observer/filing/0001628280-26-050219.md","text":"https://secwatch.observer/filing/0001628280-26-050219.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/919864/000162828026050219/0001628280-26-050219-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/919864/000162828026050219/fnwd-20260728.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-28T20:51:11.446838+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}