secwatch.observer — SEC 8-K summary
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Issuer:     Finward Bancorp (FNWD)
CIK:        0000919864
Form:       8-K
Filed at:   2026-07-28T20:50:07+00:00
Accession:  0001628280-26-050219
Event type: earnings
Sentiment:  neutral
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Finward Bancorp Q2 2026 EPS $0.48, down from $0.52 QoQ; NIM expands to 3.37%
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- Net income available to common stockholders $2.1M ($0.48 diluted EPS) vs $2.2M ($0.52) in prior quarter.
- Net interest margin (tax-equivalent) improved to 3.37% from 3.35% QoQ; loan portfolio grew to $1.50B.
- Non-performing loans rose to $16.5M (1.10% of loans) from $12.4M (0.85%) QoQ; provision for credit losses $264K.
- Deposits increased $13.5M to $1.73B; core deposits stable at $1.2B; liquidity available $604M.
- CEO highlighted planned merger with First Financial, positioning for stronger combined organization.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/919864/000162828026050219/0001628280-26-050219-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/919864/000162828026050219/fnwd-20260728.htm
  HTML page:      https://secwatch.observer/filing/0001628280-26-050219

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer