Provident Financial Q2 net income $78.1M ($0.60 EPS); core PPNR record $117.8M

PROVIDENT FINANCIAL SERVICES INC

Net income $78.1M ($0.60 diluted) vs $72.0M ($0.55) in Q2 2025; six-month net income $157.6M ($1.21) up 16% YoY.
Core net interest margin expanded to 3.09% (excl. purchase accounting), up 16 bps YoY; net interest margin 3.48%.
Record non-interest income $32.0M, up $4.9M YoY, driven by loan fees, wealth management, and insurance.
Commercial loans grew 9.9% annualized; loan pipeline record $3.17B at 6.33% weighted average rate.
Non-performing loans $136.9M (0.68% of loans) vs $78.4M (0.40%) at Dec 2025; net charge-offs 0.04% annualized.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.