{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-051050","form_type":"8-K","ticker":"TBBK","cik":"0001295401","company_name":"Bancorp, Inc.","filed_at":"2026-07-30T20:08:00+00:00","discovered_at":"2026-07-30T20:09:00.242764+00:00","generated_at":"2026-07-30T20:09:23.332464+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Bancorp Q2 2026 EPS $1.45 (+14% YoY); fintech fees up 65%; GDV $53.5B (+22.5%)","bullets":["Diluted EPS $1.45 vs $1.27 in Q2 2025 (+14.2%); net income $60.7M vs $59.8M.","Net interest margin 3.85% vs 4.44% a year ago; net interest income $90.5M vs $97.5M.","Ending loans $7.07B (+8.2% YoY) but down 8.8% from Q1; fintech loans down 45.3% sequentially on payment timing.","Average deposits $8.41B (+4.4% YoY); deposit cost 1.63% vs 2.18% a year ago.","GDV $53.45B (+22.5% YoY); share repurchases $50M for 870K shares at avg $57.46."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-051050","json":"https://secwatch.observer/filing/0001628280-26-051050.json","markdown":"https://secwatch.observer/filing/0001628280-26-051050.md","text":"https://secwatch.observer/filing/0001628280-26-051050.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1295401/000162828026051050/0001628280-26-051050-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1295401/000162828026051050/tbbk-20260730.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-30T20:09:23.332464+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}