---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-051050"
form_type: "8-K"
ticker: "TBBK"
cik: "0001295401"
company_name: "Bancorp, Inc."
filed_at: "2026-07-30T20:08:00+00:00"
generated_at: "2026-07-30T20:09:23.332464+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Bancorp Q2 2026 EPS $1.45 (+14% YoY); fintech fees up 65%; GDV $53.5B (+22.5%)

## Summary
- Diluted EPS $1.45 vs $1.27 in Q2 2025 (+14.2%); net income $60.7M vs $59.8M.
- Net interest margin 3.85% vs 4.44% a year ago; net interest income $90.5M vs $97.5M.
- Ending loans $7.07B (+8.2% YoY) but down 8.8% from Q1; fintech loans down 45.3% sequentially on payment timing.
- Average deposits $8.41B (+4.4% YoY); deposit cost 1.63% vs 2.18% a year ago.
- GDV $53.45B (+22.5% YoY); share repurchases $50M for 870K shares at avg $57.46.

## SEC filing metadata
- accession: 0001628280-26-051050
- form_type: 8-K
- ticker: TBBK
- cik: 0001295401
- company_name: Bancorp, Inc.
- filed_at: 2026-07-30T20:08:00+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1295401/000162828026051050/0001628280-26-051050-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1295401/000162828026051050/tbbk-20260730.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-051050
- JSON: https://secwatch.observer/filing/0001628280-26-051050.json
- Plain text: https://secwatch.observer/filing/0001628280-26-051050.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.