secwatch.observer — SEC 8-K summary
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Issuer:     Bancorp, Inc. (TBBK)
CIK:        0001295401
Form:       8-K
Filed at:   2026-07-30T20:08:00+00:00
Accession:  0001628280-26-051050
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Bancorp Q2 2026 EPS $1.45 (+14% YoY); fintech fees up 65%; GDV $53.5B (+22.5%)
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- Diluted EPS $1.45 vs $1.27 in Q2 2025 (+14.2%); net income $60.7M vs $59.8M.
- Net interest margin 3.85% vs 4.44% a year ago; net interest income $90.5M vs $97.5M.
- Ending loans $7.07B (+8.2% YoY) but down 8.8% from Q1; fintech loans down 45.3% sequentially on payment timing.
- Average deposits $8.41B (+4.4% YoY); deposit cost 1.63% vs 2.18% a year ago.
- GDV $53.45B (+22.5% YoY); share repurchases $50M for 870K shares at avg $57.46.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1295401/000162828026051050/0001628280-26-051050-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1295401/000162828026051050/tbbk-20260730.htm
  HTML page:      https://secwatch.observer/filing/0001628280-26-051050

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer