{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-052134","form_type":"8-K","ticker":"BETR","cik":"0001835856","company_name":"Better Home & Finance Holding Co","filed_at":"2026-08-04T11:00:42+00:00","discovered_at":"2026-08-04T11:05:00.386483+00:00","generated_at":"2026-08-04T11:06:25.408524+00:00","sec_items":["2.02","5.02","7.01","9.01"],"event_type":"leadership","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Better Home & Finance CEO steps down; Daniel Lewis interim CEO; Q2 rev up 28% YoY","bullets":["Vishal Garg stepped down as CEO; Board member Daniel Lewis appointed Interim CEO effective immediately.","Preliminary Q2 2026: funded loan volume $1.67B (+38% YoY), revenue $54.7M (+28% YoY), net loss $30.6M.","Adjusted EBITDA -$14.0M (includes $6.5M TRID reserve release); cost reduction target raised to $45M annualized from $25M.","Second quarter earnings call rescheduled to August 6, 2026; Company pursuing sale of UK bank subsidiary Birmingham Bank."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-052134","json":"https://secwatch.observer/filing/0001628280-26-052134.json","markdown":"https://secwatch.observer/filing/0001628280-26-052134.md","text":"https://secwatch.observer/filing/0001628280-26-052134.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1835856/000162828026052134/0001628280-26-052134-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1835856/000162828026052134/betr-20260803.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-04T11:06:25.408524+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}