{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-053285","form_type":"8-K","ticker":"CDLX","cik":"0001666071","company_name":"Cardlytics, Inc.","filed_at":"2026-08-05T20:02:05+00:00","discovered_at":"2026-08-05T20:03:07.668685+00:00","generated_at":"2026-08-05T20:03:18.526516+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Cardlytics Q2 2026 revenue down 36% YoY to $36.9M; net loss widens to $14.9M","bullets":["Revenue $36.9M, down 36% YoY; Billings $65.5M, down 34% YoY.","Net loss $(14.9)M vs $(9.3)M in Q2 2025; GAAP EPS $(1.50) vs $(1.15).","Adjusted EBITDA $1.7M, down 43% from $3.0M; Free Cash Flow $(10.7)M.","MQUs 185.4M, down 17% YoY; ACPU $0.11 vs $0.14.","Q3 2026 guidance: Billings $61-67M, Revenue $34-39M, Adjusted EBITDA $0-3M."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-053285","json":"https://secwatch.observer/filing/0001628280-26-053285.json","markdown":"https://secwatch.observer/filing/0001628280-26-053285.md","text":"https://secwatch.observer/filing/0001628280-26-053285.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1666071/000162828026053285/0001628280-26-053285-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1666071/000162828026053285/cdlx-20260805.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-05T20:03:18.526516+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}