---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-053285"
form_type: "8-K"
ticker: "CDLX"
cik: "0001666071"
company_name: "Cardlytics, Inc."
filed_at: "2026-08-05T20:02:05+00:00"
generated_at: "2026-08-05T20:03:18.526516+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Cardlytics Q2 2026 revenue down 36% YoY to $36.9M; net loss widens to $14.9M

## Summary
- Revenue $36.9M, down 36% YoY; Billings $65.5M, down 34% YoY.
- Net loss $(14.9)M vs $(9.3)M in Q2 2025; GAAP EPS $(1.50) vs $(1.15).
- Adjusted EBITDA $1.7M, down 43% from $3.0M; Free Cash Flow $(10.7)M.
- MQUs 185.4M, down 17% YoY; ACPU $0.11 vs $0.14.
- Q3 2026 guidance: Billings $61-67M, Revenue $34-39M, Adjusted EBITDA $0-3M.

## SEC filing metadata
- accession: 0001628280-26-053285
- form_type: 8-K
- ticker: CDLX
- cik: 0001666071
- company_name: Cardlytics, Inc.
- filed_at: 2026-08-05T20:02:05+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1666071/000162828026053285/0001628280-26-053285-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1666071/000162828026053285/cdlx-20260805.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-053285
- JSON: https://secwatch.observer/filing/0001628280-26-053285.json
- Plain text: https://secwatch.observer/filing/0001628280-26-053285.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.