secwatch.observer — SEC 8-K summary
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Issuer:     Cardlytics, Inc. (CDLX)
CIK:        0001666071
Form:       8-K
Filed at:   2026-08-05T20:02:05+00:00
Accession:  0001628280-26-053285
Event type: earnings
Sentiment:  negative
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Cardlytics Q2 2026 revenue down 36% YoY to $36.9M; net loss widens to $14.9M
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- Revenue $36.9M, down 36% YoY; Billings $65.5M, down 34% YoY.
- Net loss $(14.9)M vs $(9.3)M in Q2 2025; GAAP EPS $(1.50) vs $(1.15).
- Adjusted EBITDA $1.7M, down 43% from $3.0M; Free Cash Flow $(10.7)M.
- MQUs 185.4M, down 17% YoY; ACPU $0.11 vs $0.14.
- Q3 2026 guidance: Billings $61-67M, Revenue $34-39M, Adjusted EBITDA $0-3M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1666071/000162828026053285/0001628280-26-053285-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1666071/000162828026053285/cdlx-20260805.htm
  HTML page:      https://secwatch.observer/filing/0001628280-26-053285

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer