{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-054301","form_type":"8-K","ticker":"BETR","cik":"0001835856","company_name":"Better Home & Finance Holding Co","filed_at":"2026-08-06T20:09:53+00:00","discovered_at":"2026-08-06T20:11:31.330108+00:00","generated_at":"2026-08-06T20:13:06.516387+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Better Home & Finance Q2 loan volume up 38% YoY to $1.67B; net loss narrows to $30.6M; CEO replaced by Daniel Lewis","bullets":["Loan volume $1.67B (+38% YoY); total net revenues $54.7M (+28% YoY).","Net loss $(30.6)M vs $(36.3)M in Q2 2025; adjusted EBITDA loss $(14.0)M vs $(22.9)M.","Platform loan volume $912M (55% of total); TRID reserve release benefit $6.5M.","CEO change: Daniel Lewis appointed Interim CEO; founder Vishal Garg remains on board.","Q3 2026 guidance: loan volume $1.375-1.525B, net revenues $49-52M, adjusted EBITDA loss $(18)-(15)M."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-054301","json":"https://secwatch.observer/filing/0001628280-26-054301.json","markdown":"https://secwatch.observer/filing/0001628280-26-054301.md","text":"https://secwatch.observer/filing/0001628280-26-054301.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1835856/000162828026054301/0001628280-26-054301-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1835856/000162828026054301/betr-20260806.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-06T20:13:06.516387+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}