{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-054302","form_type":"8-K","ticker":"NEWT","cik":"0001587987","company_name":"NewtekOne, Inc.","filed_at":"2026-08-06T20:10:00+00:00","discovered_at":"2026-08-06T20:11:31.330108+00:00","generated_at":"2026-08-06T20:13:22.669657+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"NewtekOne Q2 2026 EPS $0.48/$0.47, down YoY; guidance under review","bullets":["Basic EPS $0.48, diluted $0.47 for Q2 2026, down from $0.53/$0.52 in Q2 2025; within guidance range of $0.42-$0.52.","Book value per share $12.64 (+13.8% Y/Y); tangible book $12.13 (+15% Y/Y); efficiency ratio improved to 58.4% from 60.3%.","Total deposits nearly doubled Y/Y; business deposits up 47% Y/Y, consumer deposits up 124% Y/Y.","Loan originations: C&I LA $104M (+33% Y/Y), SBA 7(a) $208M, SBA 504 $49M (+88% Y/Y), CRE $41M.","Management re-evaluating forward guidance due to evolving revenue mix toward more net interest income and less gain on sale."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-054302","json":"https://secwatch.observer/filing/0001628280-26-054302.json","markdown":"https://secwatch.observer/filing/0001628280-26-054302.md","text":"https://secwatch.observer/filing/0001628280-26-054302.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1587987/000162828026054302/0001628280-26-054302-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1587987/000162828026054302/newt-20260806.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-06T20:13:22.669657+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}