---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-054302"
form_type: "8-K"
ticker: "NEWT"
cik: "0001587987"
company_name: "NewtekOne, Inc."
filed_at: "2026-08-06T20:10:00+00:00"
generated_at: "2026-08-06T20:13:22.669657+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# NewtekOne Q2 2026 EPS $0.48/$0.47, down YoY; guidance under review

## Summary
- Basic EPS $0.48, diluted $0.47 for Q2 2026, down from $0.53/$0.52 in Q2 2025; within guidance range of $0.42-$0.52.
- Book value per share $12.64 (+13.8% Y/Y); tangible book $12.13 (+15% Y/Y); efficiency ratio improved to 58.4% from 60.3%.
- Total deposits nearly doubled Y/Y; business deposits up 47% Y/Y, consumer deposits up 124% Y/Y.
- Loan originations: C&I LA $104M (+33% Y/Y), SBA 7(a) $208M, SBA 504 $49M (+88% Y/Y), CRE $41M.
- Management re-evaluating forward guidance due to evolving revenue mix toward more net interest income and less gain on sale.

## SEC filing metadata
- accession: 0001628280-26-054302
- form_type: 8-K
- ticker: NEWT
- cik: 0001587987
- company_name: NewtekOne, Inc.
- filed_at: 2026-08-06T20:10:00+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1587987/000162828026054302/0001628280-26-054302-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1587987/000162828026054302/newt-20260806.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-054302
- JSON: https://secwatch.observer/filing/0001628280-26-054302.json
- Plain text: https://secwatch.observer/filing/0001628280-26-054302.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.