{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-057932","form_type":"8-K","ticker":"BILL","cik":"0001786352","company_name":"BILL Holdings, Inc.","filed_at":"2026-08-19T20:02:15+00:00","discovered_at":"2026-08-19T20:03:01.451401+00:00","generated_at":"2026-08-19T20:03:11.862718+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"BILL Q4 core revenue +16% to $400.5M; non-GAAP EPS $0.84 vs $0.53 prior","bullets":["Q4 FY26: total revenue $436.2M (+14% YoY); core revenue $400.5M (+16% YoY); transaction fees $324.3M (+17%).","Q4 GAAP net loss -$18.5M (-$0.19/sh) vs -$7.1M prior; non-GAAP net income $94.0M ($0.84/sh) vs $61.6M ($0.53/sh).","FY26: total revenue $1,653.2M (+13%); core revenue $1,504.7M (+16%); GAAP net loss -$11.2M vs net income $23.8M prior year.","Q4 non-GAAP operating income $101.6M, +80% YoY; repurchased ~8.4M shares for ~$300M in Q4.","FY27 guidance: revenue $1,807-1,857M (+9-12%); non-GAAP EPS $3.56-3.79; Q1 FY27 revenue $432.5-442.5M."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-057932","json":"https://secwatch.observer/filing/0001628280-26-057932.json","markdown":"https://secwatch.observer/filing/0001628280-26-057932.md","text":"https://secwatch.observer/filing/0001628280-26-057932.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1786352/000162828026057932/0001628280-26-057932-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1786352/000162828026057932/bill-20260819.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-19T20:03:11.862718+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}