{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-063618","form_type":"8-K","ticker":"KEY","cik":"0000091576","company_name":"KEYCORP /NEW/","filed_at":"2026-09-25T21:04:18+00:00","discovered_at":"2026-09-25T21:06:00.225919+00:00","generated_at":"2026-10-12T13:26:43.912343+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"KeyCorp deck: 1H26 EPS $0.88 (+28% YoY), NII +10%, sees NIM 3.25%+ by 4Q27","bullets":["1H26 diluted EPS $0.88, up 28% YoY; 2Q26 EPS $0.44. Revenue $3,917M (+8%); NII $2,488M (+10%); noninterest income $1,429M (+5%).","NIM was 2.89% in 2Q26; guides 3.00-3.05% by 4Q26 and 3.25%+ by 4Q27, citing $30B of low-rate swaps, securities, and residential mortgages repricing through 2027.","1H26 ROATCE 13.0%, up 180 bps; cash efficiency ratio 61.1%, improved 190 bps; provision for credit losses $198M, down 23%. 2Q26 NCO ratio 42 bps.","Record AUM $74B at 6/30/2026; relationship household growth +3% YoY; CET1 ratio 9.8%; allowance for credit losses 1.56% of period-end loans.","Plans at least $1.3B of 2026 share repurchases ($341M done in 2Q26); May 2026 board authorized up to $3B. Assets $191B, deposits $153B, loans $110B."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-063618","json":"https://secwatch.observer/filing/0001628280-26-063618.json","markdown":"https://secwatch.observer/filing/0001628280-26-063618.md","text":"https://secwatch.observer/filing/0001628280-26-063618.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/91576/000162828026063618/0001628280-26-063618-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/91576/000162828026063618/key-20260925.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-12T13:26:43.912343+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}