{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-065496","form_type":"8-K","ticker":"NAVN","cik":"0001639723","company_name":"Navan, Inc.","filed_at":"2026-10-09T12:51:24+00:00","discovered_at":"2026-10-09T12:55:10.825578+00:00","generated_at":"2026-10-12T15:16:33.091604+00:00","sec_items":["1.01","2.03"],"event_type":"debt","sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"confidence":"high","headline":"Navan closes $225M warehouse credit facility with Barclays; Liquid Labs prepays Class B advances","bullets":["Navan Travel US SPV LLC, a bankruptcy-remote unit, entered an Oct 5, 2026 revolving warehouse facility of up to $225,000,000 agented by Barclays Bank PLC; no advances drawn yet.","Facility funds purchases of Navan's corporate charge card receivables, which serve as collateral under a first-priority security interest; 24-month revolving period plus 3-month amortization.","Pricing: commercial paper conduit cost or one-month adjusted Term SOFR plus 1.40% Class A margin; +1.00% after revolving period, +2.00% on early amortization; default Base Rate +6.50%.","Omnibus Amendment to the 2022 Goldman Sachs facility lets Liquid Labs prepay all outstanding Class B advances, including prepayment premium, and cut the Class B commitment."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-065496","json":"https://secwatch.observer/filing/0001628280-26-065496.json","markdown":"https://secwatch.observer/filing/0001628280-26-065496.md","text":"https://secwatch.observer/filing/0001628280-26-065496.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1639723/000162828026065496/0001628280-26-065496-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1639723/000162828026065496/navn-20261005.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-12T15:16:33.091604+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}