---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-065496"
form_type: "8-K"
ticker: "NAVN"
cik: "0001639723"
company_name: "Navan, Inc."
filed_at: "2026-10-09T12:51:24+00:00"
generated_at: "2026-10-12T15:16:33.091604+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.45
calibrated_materiality_score: 0.45
confidence: "high"
source: SEC EDGAR
---

# Navan closes $225M warehouse credit facility with Barclays; Liquid Labs prepays Class B advances

## Summary
- Navan Travel US SPV LLC, a bankruptcy-remote unit, entered an Oct 5, 2026 revolving warehouse facility of up to $225,000,000 agented by Barclays Bank PLC; no advances drawn yet.
- Facility funds purchases of Navan's corporate charge card receivables, which serve as collateral under a first-priority security interest; 24-month revolving period plus 3-month amortization.
- Pricing: commercial paper conduit cost or one-month adjusted Term SOFR plus 1.40% Class A margin; +1.00% after revolving period, +2.00% on early amortization; default Base Rate +6.50%.
- Omnibus Amendment to the 2022 Goldman Sachs facility lets Liquid Labs prepay all outstanding Class B advances, including prepayment premium, and cut the Class B commitment.

## SEC filing metadata
- accession: 0001628280-26-065496
- form_type: 8-K
- ticker: NAVN
- cik: 0001639723
- company_name: Navan, Inc.
- filed_at: 2026-10-09T12:51:24+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.45
- calibrated_materiality_score: 0.45
- confidence: high
- sec_items: 1.01, 2.03
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1639723/000162828026065496/0001628280-26-065496-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1639723/000162828026065496/navn-20261005.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-065496
- JSON: https://secwatch.observer/filing/0001628280-26-065496.json
- Plain text: https://secwatch.observer/filing/0001628280-26-065496.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.