{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-066322","form_type":"8-K","ticker":"HBCP","cik":"0001436425","company_name":"HOME BANCORP, INC.","filed_at":"2026-10-19T20:43:49+00:00","discovered_at":"2026-10-19T20:45:00.311055+00:00","generated_at":"2026-10-19T20:45:04.977630+00:00","sec_items":["2.02","5.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Home Bancorp Q3 EPS $1.28 vs $1.48 in Q2; NPAs jump 37% to $53.7M; CEO Bordelon to retire Jan 8, 2027","bullets":["Net income $10.1M, or $1.28 diluted EPS, down from $11.6M/$1.48 in Q2 2026; NIM fell 5 bps to 4.19% on $862K credit interest reversals and higher deposit costs.","Six loan relationships totaling $19.5M moved to nonaccrual; NPAs rose 37% to $53.7M (1.49% of assets) from $39.2M (1.09%); $1.0M provision, net charge-offs $586K.","CEO John W. Bordelon retires effective Jan 8, 2027 after 45-plus years; President Darren E. Guidry, with the company since 1993, becomes CEO; Bordelon stays Chairman.","Board declared $0.32 quarterly dividend payable Nov 13, 2026 to holders of record Nov 2; repurchased 350 shares at avg $69.34, 382,820 shares left on 2025 plan.","Loans $2.77B (down $4.0M) and deposits $3.05B (down $15.4M) at Sept 30; Tier 1 leverage 12.33%, tangible book value $46.97 per share."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-066322","json":"https://secwatch.observer/filing/0001628280-26-066322.json","markdown":"https://secwatch.observer/filing/0001628280-26-066322.md","text":"https://secwatch.observer/filing/0001628280-26-066322.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1436425/000162828026066322/0001628280-26-066322-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1436425/000162828026066322/hbcp-20261019.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-19T20:45:04.977630+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"61cfb005ee","claim":"Darren E. Guidry was appointed as Chief Executive Officer at HOME BANCORP, INC..","evidence_excerpt":"Effective upon Mr. Bordelon’s retirement, Mr. Darren E. Guidry will assume the role as CEO and continue as President of the Company and the Bank.","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1436425/000162828026066322/0001628280-26-066322-index.htm","confidence":0.98,"family_label":"Executive change","details":[{"label":"Action","value":"assume"},{"label":"Role","value":"Chief Executive Officer"}],"fact_type":"executive_change"},{"claim_id":"653fc63ef9","claim":"Darren E. Guidry was appointed as Director at HOME BANCORP, INC..","evidence_excerpt":"In connection with Darren E. Guidry’s appointment as CEO upon Mr. Bordelon’s retirement, Mr. Guidry will serve on both the Company and Bank’s Board of Directors.","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1436425/000162828026066322/0001628280-26-066322-index.htm","confidence":0.85,"family_label":"Executive change","details":[{"label":"Action","value":"will serve"},{"label":"Role","value":"Director"}],"fact_type":"executive_change"},{"claim_id":"e55a4356b1","claim":"John W. Bordelon departed as Chief Executive Officer at HOME BANCORP, INC..","evidence_excerpt":"After more than 45 years of distinguished service and leadership, Mr. John W. Bordelon will retire as Chief Executive Officer (“CEO”) of Home Bancorp, Inc. (“the Company”), the parent company for Home Bank, N.A. (the “Bank”), effective January 8, 2027.","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1436425/000162828026066322/0001628280-26-066322-index.htm","confidence":0.98,"family_label":"Executive change","details":[{"label":"Action","value":"retire"},{"label":"Role","value":"Chief Executive Officer"}],"fact_type":"executive_change"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}