secwatch.observer — SEC 8-K summary
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Issuer:     HOME BANCORP, INC. (HBCP)
CIK:        0001436425
Form:       8-K
Filed at:   2026-10-19T20:43:49+00:00
Accession:  0001628280-26-066322
Event type: earnings
Sentiment:  negative
Materiality: 0.70
Item codes: 2.02, 5.02, 7.01, 8.01, 9.01
LLM model:  deepseek-v4.1-flash:cloud@v2

Home Bancorp Q3 EPS $1.28 vs $1.48 in Q2; NPAs jump 37% to $53.7M; CEO Bordelon to retire Jan 8, 2027
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- Net income $10.1M, or $1.28 diluted EPS, down from $11.6M/$1.48 in Q2 2026; NIM fell 5 bps to 4.19% on $862K credit interest reversals and higher deposit costs.
- Six loan relationships totaling $19.5M moved to nonaccrual; NPAs rose 37% to $53.7M (1.49% of assets) from $39.2M (1.09%); $1.0M provision, net charge-offs $586K.
- CEO John W. Bordelon retires effective Jan 8, 2027 after 45-plus years; President Darren E. Guidry, with the company since 1993, becomes CEO; Bordelon stays Chairman.
- Board declared $0.32 quarterly dividend payable Nov 13, 2026 to holders of record Nov 2; repurchased 350 shares at avg $69.34, 382,820 shares left on 2025 plan.
- Loans $2.77B (down $4.0M) and deposits $3.05B (down $15.4M) at Sept 30; Tier 1 leverage 12.33%, tangible book value $46.97 per share.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1436425/000162828026066322/0001628280-26-066322-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1436425/000162828026066322/hbcp-20261019.htm
  HTML page:      https://secwatch.observer/filing/0001628280-26-066322

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