{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-066702","form_type":"8-K","ticker":"NEWT","cik":"0001587987","company_name":"NewtekOne, Inc.","filed_at":"2026-10-21T20:05:38+00:00","discovered_at":"2026-10-21T20:08:00.102025+00:00","generated_at":"2026-10-21T20:08:03.485444+00:00","sec_items":["2.03","8.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"confidence":"high","headline":"NewtekOne exchanges $24M of 2027 notes into new 8.125% notes due Feb 2029; $26M remains for Feb 2027 repayment","bullets":["Note Exchange Agreements signed Oct 19, 2026 with holders of $24.0M of NewtekOne's 8.125% Senior Notes due 2027; exchange effective Oct 20, 2026.","New 8.125% Fixed Rate Senior Notes mature Feb 1, 2029; interest payable quarterly beginning Nov 1, 2026, then Feb 1, May 1, Aug 1, Nov 1.","New notes redeemable in whole but not in part at par plus accrued interest: callable any time before Feb 1, 2028; on/after Feb 1, 2028 at 100% of principal plus accrued interest.","Remaining $26.0M of the 2027 Senior Notes is expected to be repaid at the Feb 1, 2027 maturity date.","Exchange was a private placement under Section 4(a)(2) to institutional accredited investors; new notes are unregistered under the Securities Act."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-066702","json":"https://secwatch.observer/filing/0001628280-26-066702.json","markdown":"https://secwatch.observer/filing/0001628280-26-066702.md","text":"https://secwatch.observer/filing/0001628280-26-066702.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1587987/000162828026066702/0001628280-26-066702-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1587987/000162828026066702/newt-20261021.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-21T20:08:03.485444+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}