---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-066702"
form_type: "8-K"
ticker: "NEWT"
cik: "0001587987"
company_name: "NewtekOne, Inc."
filed_at: "2026-10-21T20:05:38+00:00"
generated_at: "2026-10-21T20:08:03.485444+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.4
calibrated_materiality_score: 0.4
confidence: "high"
source: SEC EDGAR
---

# NewtekOne exchanges $24M of 2027 notes into new 8.125% notes due Feb 2029; $26M remains for Feb 2027 repayment

## Summary
- Note Exchange Agreements signed Oct 19, 2026 with holders of $24.0M of NewtekOne's 8.125% Senior Notes due 2027; exchange effective Oct 20, 2026.
- New 8.125% Fixed Rate Senior Notes mature Feb 1, 2029; interest payable quarterly beginning Nov 1, 2026, then Feb 1, May 1, Aug 1, Nov 1.
- New notes redeemable in whole but not in part at par plus accrued interest: callable any time before Feb 1, 2028; on/after Feb 1, 2028 at 100% of principal plus accrued interest.
- Remaining $26.0M of the 2027 Senior Notes is expected to be repaid at the Feb 1, 2027 maturity date.
- Exchange was a private placement under Section 4(a)(2) to institutional accredited investors; new notes are unregistered under the Securities Act.

## SEC filing metadata
- accession: 0001628280-26-066702
- form_type: 8-K
- ticker: NEWT
- cik: 0001587987
- company_name: NewtekOne, Inc.
- filed_at: 2026-10-21T20:05:38+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.4
- calibrated_materiality_score: 0.4
- confidence: high
- sec_items: 2.03, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1587987/000162828026066702/0001628280-26-066702-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1587987/000162828026066702/newt-20261021.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-066702
- JSON: https://secwatch.observer/filing/0001628280-26-066702.json
- Plain text: https://secwatch.observer/filing/0001628280-26-066702.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.