{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-066885","form_type":"8-K","ticker":"CWBC","cik":"0001127371","company_name":"Community West Bancshares","filed_at":"2026-10-22T20:06:58+00:00","discovered_at":"2026-10-22T20:08:00.240716+00:00","generated_at":"2026-10-22T20:08:12.166742+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Community West Q3 EPS $0.30 vs $0.57 a year ago; NIM 4.65%, deposits up 2.45% QoQ","bullets":["Net income $8.07M, or $0.30 per diluted share, vs $10.87M and $0.57 in Q3 2025; up from $2.70M and $0.10 in Q2 2026.","Provision for credit losses $578K vs $5.64M in the trailing quarter; net interest margin 4.65% vs 4.56% in Q2, the tenth consecutive quarter of NIM expansion.","Total deposits rose $101.0M (+2.45%) QoQ and $1.1B (+36.35%) YTD after the April 1, 2026 United Security Bancshares merger; brokered deposits fell $107.5M (-24.53%).","Gross loans up $19.1M QoQ and $1.0B (+40.22%) YTD; USB loans were fair-valued at $877.8M at April 1, 2026. Cost of deposits eased to 1.27% from 1.31%.","Adjusted ROAA 1.41% vs 1.00% in Q2 and adjusted ROAE 11.61%; declared $0.12/share dividend payable Nov 20, 2026 to holders of record Nov 6."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-066885","json":"https://secwatch.observer/filing/0001628280-26-066885.json","markdown":"https://secwatch.observer/filing/0001628280-26-066885.md","text":"https://secwatch.observer/filing/0001628280-26-066885.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1127371/000162828026066885/0001628280-26-066885-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1127371/000162828026066885/cvcy-20261022.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-22T20:08:12.166742+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}