---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-066885"
form_type: "8-K"
ticker: "CWBC"
cik: "0001127371"
company_name: "Community West Bancshares"
filed_at: "2026-10-22T20:06:58+00:00"
generated_at: "2026-10-22T20:08:12.166742+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Community West Q3 EPS $0.30 vs $0.57 a year ago; NIM 4.65%, deposits up 2.45% QoQ

## Summary
- Net income $8.07M, or $0.30 per diluted share, vs $10.87M and $0.57 in Q3 2025; up from $2.70M and $0.10 in Q2 2026.
- Provision for credit losses $578K vs $5.64M in the trailing quarter; net interest margin 4.65% vs 4.56% in Q2, the tenth consecutive quarter of NIM expansion.
- Total deposits rose $101.0M (+2.45%) QoQ and $1.1B (+36.35%) YTD after the April 1, 2026 United Security Bancshares merger; brokered deposits fell $107.5M (-24.53%).
- Gross loans up $19.1M QoQ and $1.0B (+40.22%) YTD; USB loans were fair-valued at $877.8M at April 1, 2026. Cost of deposits eased to 1.27% from 1.31%.
- Adjusted ROAA 1.41% vs 1.00% in Q2 and adjusted ROAE 11.61%; declared $0.12/share dividend payable Nov 20, 2026 to holders of record Nov 6.

## SEC filing metadata
- accession: 0001628280-26-066885
- form_type: 8-K
- ticker: CWBC
- cik: 0001127371
- company_name: Community West Bancshares
- filed_at: 2026-10-22T20:06:58+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1127371/000162828026066885/0001628280-26-066885-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1127371/000162828026066885/cvcy-20261022.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-066885
- JSON: https://secwatch.observer/filing/0001628280-26-066885.json
- Plain text: https://secwatch.observer/filing/0001628280-26-066885.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.