{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-066895","form_type":"8-K","ticker":"MYFW","cik":"0001327607","company_name":"First Western Financial Inc","filed_at":"2026-10-22T20:14:31+00:00","discovered_at":"2026-10-22T20:15:00.254638+00:00","generated_at":"2026-10-22T20:15:04.143164+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Western Q3 2026 EPS $0.60 vs $0.32 a year ago; loans up 3.5% QoQ to $2.81B","bullets":["Net income available to common shareholders $6.0M, or $0.60 diluted EPS, vs $5.7M/$0.57 in Q2 2026 and $3.2M/$0.32 in Q3 2025.","Net interest income $23.0M, up 5.5% from $21.8M in Q2; net interest margin 2.95% vs 2.90% in Q2 and 2.54% a year earlier.","Total loans held for investment rose $95.0M (3.5%) to $2.81B; deposits grew $70.0M (2.5%) to $2.92B on noninterest-bearing growth.","Provision for credit losses $647K vs a $469K release in Q2 and a $2.3M provision in Q3 2025; efficiency ratio improved to 72.20% from 74.03%.","Non-interest income fell to $5.8M from $6.4M in Q2 and $6.8M a year ago; pre-tax pre-provision net income $7.9M, up 14.5% QoQ."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-066895","json":"https://secwatch.observer/filing/0001628280-26-066895.json","markdown":"https://secwatch.observer/filing/0001628280-26-066895.md","text":"https://secwatch.observer/filing/0001628280-26-066895.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1327607/000162828026066895/0001628280-26-066895-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1327607/000162828026066895/myfw-20261022.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-22T20:15:04.143164+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}