---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-066895"
form_type: "8-K"
ticker: "MYFW"
cik: "0001327607"
company_name: "First Western Financial Inc"
filed_at: "2026-10-22T20:14:31+00:00"
generated_at: "2026-10-22T20:15:04.143164+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# First Western Q3 2026 EPS $0.60 vs $0.32 a year ago; loans up 3.5% QoQ to $2.81B

## Summary
- Net income available to common shareholders $6.0M, or $0.60 diluted EPS, vs $5.7M/$0.57 in Q2 2026 and $3.2M/$0.32 in Q3 2025.
- Net interest income $23.0M, up 5.5% from $21.8M in Q2; net interest margin 2.95% vs 2.90% in Q2 and 2.54% a year earlier.
- Total loans held for investment rose $95.0M (3.5%) to $2.81B; deposits grew $70.0M (2.5%) to $2.92B on noninterest-bearing growth.
- Provision for credit losses $647K vs a $469K release in Q2 and a $2.3M provision in Q3 2025; efficiency ratio improved to 72.20% from 74.03%.
- Non-interest income fell to $5.8M from $6.4M in Q2 and $6.8M a year ago; pre-tax pre-provision net income $7.9M, up 14.5% QoQ.

## SEC filing metadata
- accession: 0001628280-26-066895
- form_type: 8-K
- ticker: MYFW
- cik: 0001327607
- company_name: First Western Financial Inc
- filed_at: 2026-10-22T20:14:31+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1327607/000162828026066895/0001628280-26-066895-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1327607/000162828026066895/myfw-20261022.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-066895
- JSON: https://secwatch.observer/filing/0001628280-26-066895.json
- Plain text: https://secwatch.observer/filing/0001628280-26-066895.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.