secwatch.observer — SEC 8-K summary
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Issuer:     First Western Financial Inc (MYFW)
CIK:        0001327607
Form:       8-K
Filed at:   2026-10-22T20:14:31+00:00
Accession:  0001628280-26-066895
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4.1-flash:cloud@v2

First Western Q3 2026 EPS $0.60 vs $0.32 a year ago; loans up 3.5% QoQ to $2.81B
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- Net income available to common shareholders $6.0M, or $0.60 diluted EPS, vs $5.7M/$0.57 in Q2 2026 and $3.2M/$0.32 in Q3 2025.
- Net interest income $23.0M, up 5.5% from $21.8M in Q2; net interest margin 2.95% vs 2.90% in Q2 and 2.54% a year earlier.
- Total loans held for investment rose $95.0M (3.5%) to $2.81B; deposits grew $70.0M (2.5%) to $2.92B on noninterest-bearing growth.
- Provision for credit losses $647K vs a $469K release in Q2 and a $2.3M provision in Q3 2025; efficiency ratio improved to 72.20% from 74.03%.
- Non-interest income fell to $5.8M from $6.4M in Q2 and $6.8M a year ago; pre-tax pre-provision net income $7.9M, up 14.5% QoQ.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1327607/000162828026066895/0001628280-26-066895-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1327607/000162828026066895/myfw-20261022.htm
  HTML page:      https://secwatch.observer/filing/0001628280-26-066895

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