{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-071284","form_type":"8-K","ticker":"EVTC","cik":"0001559865","company_name":"EVERTEC, Inc.","filed_at":"2026-11-06T11:06:11+00:00","discovered_at":"2026-11-06T11:10:10.508060+00:00","generated_at":"2026-11-06T11:10:21.951755+00:00","sec_items":["1.01","2.03","7.01","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.45,"calibrated_materiality_score":0.45,"confidence":"high","headline":"Evertec reprices and extends $388M Term Loan A to 2031, lifts revolver to $300M","bullets":["Seventh Amendment, dated Nov 5, 2026, fully refinances the $387.8M Term Loan A via a cashless roll and replaces the $200M revolver with $300M of commitments.","Both the refinanced Term A and the revolver mature Nov 5, 2031; $875M of Term B loans (maturing Oct 30, 2030) trigger a springing maturity 91 days before that date.","Pricing cut 25 bps: margin now 1.25%-2.25% over the CME forward-looking SOFR term rate and 0.25%-1.25% over alternate base rate, tied to Total Net Leverage Ratio.","Truist Bank is administrative and collateral agent; joint lead arrangers include Truist Securities, Banco Popular de Puerto Rico, Citizens, FirstBank Puerto Rico, Fifth Third and Huntington.","Amendment fees, costs and accrued interest were paid with cash on hand; revolver borrowings are for general corporate purposes, including Permitted Business Acquisitions."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-071284","json":"https://secwatch.observer/filing/0001628280-26-071284.json","markdown":"https://secwatch.observer/filing/0001628280-26-071284.md","text":"https://secwatch.observer/filing/0001628280-26-071284.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1559865/000162828026071284/0001628280-26-071284-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1559865/000162828026071284/evtc-20261105.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-11-06T11:10:21.951755+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}