---
schema_version: "secwatch.filing_event.v1"
accession: "0001633917-24-000108"
form_type: "8-K"
ticker: "PYPL"
cik: "0001633917"
company_name: "PayPal Holdings, Inc."
filed_at: "2024-10-29T23:59:59+00:00"
generated_at: "2026-05-30T09:17:40.685848+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# PayPal Q3 revenue $7.8B, non-GAAP EPS $1.20, raises full-year guidance

## Summary
- Net revenue $7.8B (+6% YoY); total payment volume $422.6B (+9%).
- GAAP EPS $0.99 (+6%); non-GAAP EPS $1.20 (+22%), both above prior year.
- GAAP operating margin expanded 198 bps to 17.7%; non-GAAP margin 18.8%.
- Returned $1.8B to shareholders via buybacks in Q3; raised full-year non-GAAP guidance.
- Active accounts 432M (+0.9% sequentially); payment transactions per active account 61.4 (+9%).

## SEC filing metadata
- accession: 0001633917-24-000108
- form_type: 8-K
- ticker: PYPL
- cik: 0001633917
- company_name: PayPal Holdings, Inc.
- filed_at: 2024-10-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1633917/000163391724000108/0001633917-24-000108-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1633917/000163391724000108/pypl-20241029.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001633917-24-000108
- JSON: https://secwatch.observer/filing/0001633917-24-000108.json
- Plain text: https://secwatch.observer/filing/0001633917-24-000108.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.