---
schema_version: "secwatch.filing_event.v1"
accession: "0001633917-25-000158"
form_type: "8-K"
ticker: "PYPL"
cik: "0001633917"
company_name: "PayPal Holdings, Inc."
filed_at: "2025-07-29T23:59:59+00:00"
generated_at: "2026-05-17T23:43:02.146333+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# PayPal Q2 revenue $8.3B (+5% YoY); GAAP EPS $1.29 (+20%); raises full-year guidance

## Summary
- Net revenue $8.3B (+5% YoY); transaction margin dollars $3.8B (+7% YoY).
- GAAP operating income $1.5B (+14%); GAAP operating margin 18.1% (+134 bps).
- GAAP EPS $1.29 (+20%); non-GAAP EPS $1.40 (+18%).
- Total payment volume $443.5B (+6% YoY); active accounts 438M (+2% YoY).
- Raised full-year transaction margin dollar and EPS guidance; repurchased $1.5B of stock in Q2.

## SEC filing metadata
- accession: 0001633917-25-000158
- form_type: 8-K
- ticker: PYPL
- cik: 0001633917
- company_name: PayPal Holdings, Inc.
- filed_at: 2025-07-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1633917/000163391725000158/0001633917-25-000158-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1633917/000163391725000158/pypl-20250729.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001633917-25-000158
- JSON: https://secwatch.observer/filing/0001633917-25-000158.json
- Plain text: https://secwatch.observer/filing/0001633917-25-000158.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.